It seems like healthcare continues to get further away from the term “simple”. From finding the proper insurance coverage to pinpointing the right provider, these challenges seem to be the least of worries for Americans compared to affordability and transparency of care. According to pbs.org, one in six Americans have past-due health care bills on their credit report. If that doesn’t strike one as alarming, the amount of past-due bills will – totaling $81 billion. As medical bills continue to increase, so do the associated problems.